Credit Card Debt and You

Do you have a lot of credit card debt?  Does paying the bill each month have you living paycheck to paycheck?  Would you like to be debt free?  If you answered “yes” to any of the questions above you are probably one of millions of Americans who have fallen into the credit card trap.  A lot of cardholders believed they would just get the card for emergency purposes.  Before they knew it they were paying for groceries at the grocery store and buying gas at the gas station with their credit cards.  It is a cycle that it very hard to break.